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2025/26 Tax Year

£20 Per Hour - UK Salary After Tax

If you earn £20 per hour working 37.5 hours per week, your annual salary is £39,000. After tax, you'll take home £2,633.30 per month.

Hourly Rate
£20
per hour
Annual Salary
£39,000
gross per year
Monthly Take-Home
£2,633.30
after tax
Yearly Take-Home
£31,600
after tax

Customise Your Hours

Enter Your Hourly Rate

Calculate your annual salary for 2025/26

£/hour

Use 52 for full year including paid holiday

Your Take-Home Pay

£20 × 37.5hrs × 52 weeks

£39,000
Annual Gross Salary
Monthly Take-Home
£2,633.30
Yearly Take-Home
£31,600
Income Tax-£5,286/yr
National Insurance-£2,114/yr
Total Deductions-£7,400/yr
Effective Hourly Rate
After tax and NI
£16.20/hr

£20/Hour Salary Breakdown

DescriptionYearlyMonthly
Gross Salary£39,000£3,250.00
Personal Allowance£12,570£1,047.50
Taxable Income£26,430£2,202.50
Income Tax-£5,286-£440.50
National Insurance-£2,114-£176.20
Total Deductions-£7,400-£616.70
Take Home Pay£31,600£2,633.30

* Based on 37.5 hours per week, 52 weeks per year. Tax rates for 2025/26.

£20/Hour at Different Hours Per Week

See how your take-home pay changes based on hours worked

Hours/WeekAnnual SalaryMonthly Net
20 hours £20,800£1,541.30
30 hours £31,200£2,165.30
35 hours £36,400£2,477.30
37.5 hours (standard)£39,000£2,633.30
40 hours £41,600£2,789.30

Understanding £20 Per Hour Salary

Earning £20 per hour in the UK translates to an annual salary of £39,000 when working full-time (37.5 hours per week, 52 weeks per year). After Income Tax and National Insurance deductions for the 2025/26 tax year, your take-home pay is £31,600 per year or £2,633.30 per month.

Your effective tax rate at this income level is 19.0%, meaning you keep approximately £81 pence for every £1 earned. This income falls within the basic rate tax band.

If you work part-time or different hours, use the calculator above to see your personalized take-home pay. You can also explore our salary calculator for more detailed breakdowns including pension contributions and student loan repayments.