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Updated for 2025/26

£38,000 vs £43,000 Salary Comparison

Compare a £38,000 salary against £43,000. Find out exactly how much more (or less) you will take home after tax.

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Enter multiple salaries to compare take-home pay for 2025/26

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Comparison Results

Metric£38,000£43,000Difference
Gross Salary£38,000£43,000£5,000
Income Tax£5,086£6,086£1,000
National Insurance£2,034£2,434£400
Pension£0£0£0
Take-Home Pay (Yearly)
£30,880
£34,480
£3,600
Take-Home (Monthly)£2,573£2,873£300
Effective Tax Rate18.7%19.8%1.1%

£38,000

Gross£38,000
Take-Home£30,880
You Keep81.3%

£43,000

Gross£43,000
Take-Home£34,480
You Keep80.2%

Detailed Breakdown: £38,000 vs £43,000

£38,000

  • Gross Pay£38,000.00
  • Take Home (Year)£30,879.60
  • Take Home (Month)£2,573.30
  • Effective Tax Rate18.7%

£43,000

  • Gross Pay£43,000.00
  • Take Home (Year)£34,479.60
  • Take Home (Month)£2,873.30
  • Effective Tax Rate19.8%

The difference in take-home pay is £3,600 per year, which works out to £300.00 per month.