Updated for 2025/26
£30,000 vs £40,000 Salary Comparison
Compare a £30,000 salary against £40,000. Find out exactly how much more (or less) you will take home after tax.
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Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £30,000 | £40,000 | Difference |
|---|---|---|---|
| Gross Salary | £30,000 | £40,000 | £10,000 |
| Income Tax | £3,486 | £5,486 | £2,000 |
| National Insurance | £1,394 | £2,194 | £800 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £25,120 | £32,320 | £7,200 |
| Take-Home (Monthly) | £2,093 | £2,693 | £600 |
| Effective Tax Rate | 16.3% | 19.2% | 2.9% |
£30,000
Gross£30,000
Take-Home£25,120
You Keep83.7%
£40,000
Gross£40,000
Take-Home£32,320
You Keep80.8%
Detailed Breakdown: £30,000 vs £40,000
£30,000
- Gross Pay£30,000.00
- Take Home (Year)£25,119.60
- Take Home (Month)£2,093.30
- Effective Tax Rate16.3%
£40,000
- Gross Pay£40,000.00
- Take Home (Year)£32,319.60
- Take Home (Month)£2,693.30
- Effective Tax Rate19.2%
The difference in take-home pay is £7,200 per year, which works out to £600.00 per month.