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Updated for 2025/26

£21,000 vs £31,000 Salary Comparison

Compare a £21,000 salary against £31,000. Find out exactly how much more (or less) you will take home after tax.

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Enter multiple salaries to compare take-home pay for 2025/26

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Comparison Results

Metric£21,000£31,000Difference
Gross Salary£21,000£31,000£10,000
Income Tax£1,686£3,686£2,000
National Insurance£674£1,474£800
Pension£0£0£0
Take-Home Pay (Yearly)
£18,640
£25,840
£7,200
Take-Home (Monthly)£1,553£2,153£600
Effective Tax Rate11.2%16.6%5.4%

£21,000

Gross£21,000
Take-Home£18,640
You Keep88.8%

£31,000

Gross£31,000
Take-Home£25,840
You Keep83.4%

Detailed Breakdown: £21,000 vs £31,000

£21,000

  • Gross Pay£21,000.00
  • Take Home (Year)£18,639.60
  • Take Home (Month)£1,553.30
  • Effective Tax Rate11.2%

£31,000

  • Gross Pay£31,000.00
  • Take Home (Year)£25,839.60
  • Take Home (Month)£2,153.30
  • Effective Tax Rate16.6%

The difference in take-home pay is £7,200 per year, which works out to £600.00 per month.