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Updated for 2025/26

£20,000 vs £25,000 Salary Comparison

Compare a £20,000 salary against £25,000. Find out exactly how much more (or less) you will take home after tax.

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Enter multiple salaries to compare take-home pay for 2025/26

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Comparison Results

Metric£20,000£25,000Difference
Gross Salary£20,000£25,000£5,000
Income Tax£1,486£2,486£1,000
National Insurance£594£994£400
Pension£0£0£0
Take-Home Pay (Yearly)
£17,920
£21,520
£3,600
Take-Home (Monthly)£1,493£1,793£300
Effective Tax Rate10.4%13.9%3.5%

£20,000

Gross£20,000
Take-Home£17,920
You Keep89.6%

£25,000

Gross£25,000
Take-Home£21,520
You Keep86.1%

Detailed Breakdown: £20,000 vs £25,000

£20,000

  • Gross Pay£20,000.00
  • Take Home (Year)£17,919.60
  • Take Home (Month)£1,493.30
  • Effective Tax Rate10.4%

£25,000

  • Gross Pay£25,000.00
  • Take Home (Year)£21,519.60
  • Take Home (Month)£1,793.30
  • Effective Tax Rate13.9%

The difference in take-home pay is £3,600 per year, which works out to £300.00 per month.