Updated for 2025/26
£18,000 vs £28,000 Salary Comparison
Compare a £18,000 salary against £28,000. Find out exactly how much more (or less) you will take home after tax.
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Comparison Results
| Metric | £18,000 | £28,000 | Difference |
|---|---|---|---|
| Gross Salary | £18,000 | £28,000 | £10,000 |
| Income Tax | £1,086 | £3,086 | £2,000 |
| National Insurance | £434 | £1,234 | £800 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £16,480 | £23,680 | £7,200 |
| Take-Home (Monthly) | £1,373 | £1,973 | £600 |
| Effective Tax Rate | 8.4% | 15.4% | 7.0% |
£18,000
Gross£18,000
Take-Home£16,480
You Keep91.6%
£28,000
Gross£28,000
Take-Home£23,680
You Keep84.6%
Detailed Breakdown: £18,000 vs £28,000
£18,000
- Gross Pay£18,000.00
- Take Home (Year)£16,479.60
- Take Home (Month)£1,373.30
- Effective Tax Rate8.4%
£28,000
- Gross Pay£28,000.00
- Take Home (Year)£23,679.60
- Take Home (Month)£1,973.30
- Effective Tax Rate15.4%
The difference in take-home pay is £7,200 per year, which works out to £600.00 per month.