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Updated for 2025/26

£18,000 vs £23,000 Salary Comparison

Compare a £18,000 salary against £23,000. Find out exactly how much more (or less) you will take home after tax.

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Enter multiple salaries to compare take-home pay for 2025/26

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Comparison Results

Metric£18,000£23,000Difference
Gross Salary£18,000£23,000£5,000
Income Tax£1,086£2,086£1,000
National Insurance£434£834£400
Pension£0£0£0
Take-Home Pay (Yearly)
£16,480
£20,080
£3,600
Take-Home (Monthly)£1,373£1,673£300
Effective Tax Rate8.4%12.7%4.3%

£18,000

Gross£18,000
Take-Home£16,480
You Keep91.6%

£23,000

Gross£23,000
Take-Home£20,080
You Keep87.3%

Detailed Breakdown: £18,000 vs £23,000

£18,000

  • Gross Pay£18,000.00
  • Take Home (Year)£16,479.60
  • Take Home (Month)£1,373.30
  • Effective Tax Rate8.4%

£23,000

  • Gross Pay£23,000.00
  • Take Home (Year)£20,079.60
  • Take Home (Month)£1,673.30
  • Effective Tax Rate12.7%

The difference in take-home pay is £3,600 per year, which works out to £300.00 per month.