Updated for 2025/26
£15,000 vs £20,000 Salary Comparison
Compare a £15,000 salary against £20,000. Find out exactly how much more (or less) you will take home after tax.
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Comparison Results
| Metric | £15,000 | £20,000 | Difference |
|---|---|---|---|
| Gross Salary | £15,000 | £20,000 | £5,000 |
| Income Tax | £486 | £1,486 | £1,000 |
| National Insurance | £194 | £594 | £400 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,320 | £17,920 | £3,600 |
| Take-Home (Monthly) | £1,193 | £1,493 | £300 |
| Effective Tax Rate | 4.5% | 10.4% | 5.9% |
£15,000
Gross£15,000
Take-Home£14,320
You Keep95.5%
£20,000
Gross£20,000
Take-Home£17,920
You Keep89.6%
Detailed Breakdown: £15,000 vs £20,000
£15,000
- Gross Pay£15,000.00
- Take Home (Year)£14,319.60
- Take Home (Month)£1,193.30
- Effective Tax Rate4.5%
£20,000
- Gross Pay£20,000.00
- Take Home (Year)£17,919.60
- Take Home (Month)£1,493.30
- Effective Tax Rate10.4%
The difference in take-home pay is £3,600 per year, which works out to £300.00 per month.